Jim Schwietz Luxury Estates

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Jim Schwietz Priveledged Properties
 

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Search for the best luxury properties in the Coachella Valley. Properties listed here are $2.5 million or more.

 

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Whether you are purchasing your first home, or you are an experienced home buyer, there is no understanding the importance of working with an expert, trustworthy lender. A good lender can save you time and money by simplifying and clearly explaining the loan process, while presenting you with a full range of options. Your lender must also truly understand your goals, and find the best pricing and terms to fit your individual needs.

Buying a home could be the largest financial transaction you will ever make, so it is essential you look for a experienced lender or broker that will offer sound advice, many options and guide you every step of the way.

It is recommended that buyers use the services of mortgage lenders or brokers in the area where the property being purchased is located. Many buyers, particularly those purchasing vacation homes, like to use the loan services located in their hometown. Although this could be convenient for handling your initial application, it can cause many more problems during the course of the loan process.

The mortgage lender and broker need to work closely with the escrow company and title insurance company. When you use the services of an out-of-area lender, it makes communication with the escrow and title insurance company more difficult. In addition, an out-of-area lender may have a difficult time obtaining an appraisal in a timely manner. If the appraiser is from out of the area, he/she may not be able to give a correct opinion of value. In some instances, lenders will ask for clarification of a particular point on the appraisal. When the out-of-area appraiser must return to the property, the buyer may incur many delays and additional expenses.

A few preferred lenders are listed below to answer any of your questions. They may also pre-qualify you for a mortgage.

iMortgage
NMLS ID 174457
41990 Cook St., Suite C302
Palm Desert, California 92211

Jon-Eric Lehman
OFFICE 760 797 6000
DIRECT 760 797 6014
FAX 855 720 2010
CELL 760 898 2589
This email address is being protected from spambots. You need JavaScript enabled to view it.
http://www.imortgage.com



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